Having a joint current account to pay for household expenses, like bills, food, rent or a mortgage, means you can keep track of your outgoings and budget more easily. With a joint bank account, someone else will have access to your money. If your salary goes into the account, Opening a joint account for household bills. The process of opening a joint account for bills is usually straightforward, although it often requires a branch visit by all account holders. Find a time you can pay a visit to your chosen bank together and bring proof of address and ID. Best Joint Bank Account in the UK If you are in the market for a new joint bank account, there are many options to consider. All the major UK banks offer joint accounts, but the service and features of these accounts will vary. Here is some guidance on how to get the best joint current account for you . Opening a joint bank account. Setting up a joint bank account can be done in person by visiting your chosen bank's branch. All account holders will need to have a permanent UK address, some banks may also require all applicants to be at least 18 years old. A joint bank account is an account that you can share with your partner, housemates, or family. With a joint account, all account holders are entitled to make and view transactions, hold a bank card, and pay money in. Joint bank accounts are often used as an easy and transparent way to manage shared finances. Opening a joint current account can be a practical way to handle money with a partner, relatives or housemates, when you have shared financial responsibilities like rent or a mortgage and household bills.. Most current accounts on offer from banks and building societies can be opened jointly with one or more people. But which are the best bet for your situation? Five of the best joint bank accounts - and what you need to consider before merging your finances with a partner. By Emma Gunn for Thisismoney.co.uk. Published: 02:54 EST, 7 June 2018 | Updated How to find the best joint bank account Opening a joint bank account is often a practical decision, for example, it can make paying household bills easier, and ensure a stress-free way to manage shared income and outgoings. But, it also creates a financial link between you and the other owners.
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